Forced Savings

One of the big banks has a voluntary program available that transfers $100 each month from your checking account to your savings account. In five years, the account owner would have over $5,000 because of a type of forced savings. Similarly, when a person buys a home with a standard amortizing loan, each month, a […]

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More Equity…More Options

The more equity in your home, the more options you have. Since equity is determined by the difference between value and what is owed on a property, when homes lost value during the Great Recession, homeowners’ equity decreased. Negative equity occurs when the home’s current value is less than the mortgage amount owed. According to […]

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Phoenix Homes Are Selling Quickly

Our newest listing at 4115 N 42nd Pl. Phoenix, AZ went under contract above asking price in just 2 days! This Arcadia area 3 bedroom home is ready for it’s next owner. It is difficult to find homes at this price point located in the Hopi Elementary School boundary. You can choose to move right […]

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